At a training presented by Dr John DeMartini a list was provided that gave some insight and undertanding in money management and how to recognise important aspects within this area of our lives. Most important was the advice – SAVE 10% of your income first before paying anyone else – then watch for the “J” curve to see how your money really grows!


The word vocational is usually associated to a school or training relating to education designed to provide the necessary skills for a specific job or career. There are many aspects to the area of education so to make it easier to grasp…

Determine Your Values

Your values arise from and are therefore determined by your conscious or unconscious voids (what you perceive as most missing). What you perceive as most missing (void) in your life therefore becomes what you perceive as most important (value). Your underlying private voids drive your overlying public values. Your fulfillment means the filling of your perceptually empty voids.